Furnished Holiday Let mortgages for your Expat clients

Our Expat Furnished Holiday Let mortgages may be suitable for your clients residing overseas who want to own a Furnished Holiday Let in the UK. We have a range of products available and we’re always happy to discuss a case with you.
Last updated 2 August 2022.
Key criteria
- No personal affordability assessment
- Interest only or repayment up to 75% LTV
- Minimum personal income requirement £25,000 per application
- Minimum property value £125,000
- We take 30 weeks' rental income using an average of low, medium and high season
- Applicant must have no more than three mortgaged holiday or buy to lets (including current application)
Expat Furnished Holiday Let products
Featured product 4.49 %
- FXN407 fixed to 30/11/27
- 75% LTV
- Booking fee: £299
- Arrangement fee: 0.40%
Download product portfolio (PDF)

Useful downloads
Key documents to support you with your cases.
KFI Request Form: Furnished Holiday Let (PDF)
Expat Furnished Holiday Let Application Form (PDF)
Furnished Holiday Let Affordability Calculator (Excel)
Expat Furnished Holiday Let Documentation Checklist (PDF)
Furnished Holiday Let Fact Sheet (PDF)