Furnished Holiday Let

• No personal affordability assessment
• Interest only or repayment up to 75% LTV
• Minimum personal income requirement of £25,000 per application
• Minimum property value £125,000
• We take 30 weeks' rental income using an average of low, medium and high season

View our full FHL criteria.

6.39%

• Fixed rate to 30/06/26
• No booking fee
• £998 arrangement fee

• Affordability Calculator (Excel)*
• Application in Principle (PDF)
  
• KFI Request Form (PDF)
• Documentation Checklist (PDF)
• Fact Sheet (PDF)

You can find more forms and checklists on our Downloads page.

*Please note: When downloading the Affordability Calculator, you'll need to save the file into a trusted location (for example, your personal folders, not 'downloads') to ensure maximum accessibility.