Older Borrower

• Available to those aged 55+
• Interest only or repayment up to 60% LTV
• Earned income considered up to age 75
• Minimum loan size £30,000 (unless stated otherwise)
• Minimum property value £150,000 (unless stated otherwise)
• Downsizing accepted as a repayment vehicle

View our full Older Borrower criteria.

5.39%

• Variable rate to 30/04/27
• Follow-on variable rate of 7.44% to 30/04/28
• No booking or arrangement fee

• Affordability Calculator (Excel)*
• Application in Principle (PDF)
  
• Documentation Checklist (PDF)
• Fact Sheet (PDF)

You can find more forms and checklists on our Downloads page.

*Please note: When downloading the Affordability Calculator, you'll need to save the file into a trusted location (for example, your personal folders, not 'downloads') to ensure maximum accessibility.