Our fixed rate Residential mortgage is available up to 80% LTV on repayment only. This product is available to those looking to purchase a home or remortgage.
The minimum loan size permitted on this mortgage is £30,000 and the maximum loan size permitted is £750,000.
Mortgage rates correct as of 2 August 2021.
Fixed until Oct 2023 1.85 %
Followed by our SVR (currently) 5.70 %
Overall cost for comparison 5.10 % APRC
1.85% fixed rate to 31.10.23
You can take your fixed rate with you if you move house
|Early Repayment Charges:||
3% to 31.10.21
Yes, up to 5% of the original loan per 12 month period
|Basic Valuation Fee:||
Free up to property value £500,000 thereafter charges apply
Fee assisted remortgage legals
House purchase and remortgage in England & Wales up to a loan to value of 80% on a repayment basis, and a minimum initial advance of £30,000
|Maximum Loan :||
|Higher Lending Charge:||
We can arrange insurance to protect your home and its contents
The product may be withdrawn at any time without prior notice
|What happens on maturity?:||
Our team will write to you 12 weeks prior to your mortgage maturity to explain the options open to you.
Our mortgage team is on hand to give you more details about our products, walk you through the application and carry out an Agreement in Principle (AIP) over the phone.
Call Member Services:
Your home may be repossessed if you do not keep up repayments on your mortgage