Expat Residential Mortgages
Exclusively available to Guernsey residents through SPF Private Clients, our Expat Residential mortgage range may be suitable for residents who want to purchase a UK home for their family.
With the opportunity to borrow up to 80% LTV on a repayment basis, or 50% LTV on an interest-only basis, SPF will help you find the product that’s right for you.
You’ll find a guide to eligibility on this page but to view our mortgage rates, click the button below.
There is a range of eligibility criteria you’ll need to meet. SPF will be able to talk you through this in more detail, but as a guide, you could be eligible for an Expat Residential mortgage with the Marsden if;
- You’re looking to borrow at least £30,000
- You’re looking to borrow a maximum of £750,000
- Your property is worth at least £100,000
- You’re at least 25 years old – (for joint cases, only one applicant needs to be 25 or over)
- Your property is in the UK
- You’re a UK or Guernsey resident
Please note, if you are looking to borrow against your home for a variety of reasons (home improvements for example), depending on the amount of the loan advance, documented evidence may be required to support the loan purpose.
SPF Private Clients are the largest and longest running mortgage broker in Guernsey, with access to the entire mortgage market. SPF provide expert mortgage advice to the residents of Guernsey and can access the full range of mortgage solutions from the Marsden.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE