Guernsey Mortgage FAQs

Yes, you can download the direct debit form by clicking here.

Please contact us on 01282 440500 to discuss this.

You require our approval to let out your property so please contact us on 01282 440500 to discuss this further or email the details to mortgages@themarsden.co.uk.

The Marsden's overpayment allowance is 5% of the original loan advance or the loan balance at product maturity (whichever is the lowest) for products with ERCs. For more information about overpayments, please contact us on 01282 440500. 

Please contact us on 01282 440500 to discuss this.

Our preferred method is Direct Debit and this can be set up by filling in our 'Direct Debit form' and returning it to us.

Alternatively you can set up a standing order at your bank between the 1st and 28th of each month, allowing sufficient processing time to meet payment due dates. Online payments are accepted if your bank account is set up for this. Our bank details are:

Bank: Royal Bank of Scotland
Sort code: 60-94-95
Account number: your 8 digit mortgage account number

Please allow 3 working days for your payment to reach your mortgage account.

We will refund any payment sent to the Society after your mortgage has redeemed. It can take up to 6 working days for the payment to be processed and received back in your bank account.

Yes we have a range of products available for existing mortgage customers, please call us on 01282 440500 to discuss these.

Please contact us on 01282 440500 to discuss this.

The interest is re-calculated on the day the capital repayment is made on your mortgage.

You can make a capital payment on your mortgage at any time during the year. Interest is calculated daily so you will benefit from your payment immediately.

We post annual mortgage statements in January.

Please contact us on 01282 440500 to discuss this.