Published on: 3 November 2021
As a Guernsey resident, you’ll certainly be familiar with the island’s stunning beaches, rugged cliffs and of course, St Peter Port; which boasts restaurants, bars and other attractions to the tourists that visit every year.
We’ve partnered with SPF Private Clients; the largest and longest running mortgage broker in Guernsey to provide a range of mortgages to the island. With over 20 years of experience, SPF’s advisers are on hand to recommend products tailored to your individual circumstances, and if you’re a Guernsey resident looking to purchase property in the UK; we may have the solution for you.
What does it mean to be an Expat?
An expat is someone who’s currently residing in a country they’re not a national of; for example, a Guernsey resident living overseas. There are many reasons why someone may become an expat, but it’s often due to work commitments in another country, either on a temporary or permanent basis.
Mortgages for Expats
We have two types of Expat mortgages at the Marsden, available to Guernsey residents via SPF’s experienced team of mortgage advisors; Expat Residential and Expat Buy to Let.
Our Expat Residential mortgages may be suitable if you’re a UK or Guernsey resident looking to purchase or remortgage a home in the UK for your family, or to release funds for home improvements*.
Our Expat Buy to Let mortgages could be the right choice if you’re a UK or Guernsey resident looking to own a Buy to Let property in the UK; acting as an investment, rather than a place to live.
There’s a range of eligibility criteria you’ll need to meet to be eligible for our Expat mortgage range, but SPF can offer expert advice, talking you though the requirements in more detail. If you’d like to get in touch with them, please visit our ‘Contact SPF’ page.
Alternatively, if you’d like to find out more about our Expat solutions or other mortgage ranges, please visit our ‘Mortgages’ page.
*Please note, if you’re looking to borrow against your home for a variety of reasons, depending on the amount of the loan advance, documented evidence may be required to support the loan purpose.