Retirement Interest Only

Our Retirement Interest Only (RIO) mortgages could be an alternative to equity release. Available to those aged 55+ on an interest only basis, if you’re retired and looking to raise additional finance, our range could be right for you.

Unlike a 55+ Retirement Mortgage, a RIO mortgage has no maximum term and the capital you borrow will only be repaid when a life event occurs, for example, going into long-term care or passing away. You'll need to be able to afford the monthly interest payments throughout the mortgage term but our expert team of advisors are available to discuss your circumstances in more detail and advise whether our range is right for you.