Partnering with Uinsure means we can offer their award-winning landlord insurance to those with buy to let properties. With a 5-star rating from Defaqto, their landlord insurance features a buildings cover limit of £1,000,000, up to £35,000 contents cover and £2,000,000 landlord’s legal liability provided as standard.
Whilst their standard policy includes a wide range of comprehensive benefits, listed below, cover can be extended further with optional extras including Landlord Legal Protection and Rent Guarantee Cover, and Let Home Emergency Cover. Full details of cover, exclusions and restrictions can be found in Uinsure’s Policy Wording (PDF).
| As standard | |
|---|---|
| Cover available in Limited Company name |  |
| New for old replacement of items | |
| No cancellation or adjustment fees | |
| All repairs guaranteed for 12 months | |
| Only pay for the cover you want | |
| Buildings cover | |
|---|---|
| Loss or damage to your building from specific events, e.g. fire, theft, storm, flood, subsidence, escape of water, etc. | £1,000,000 (or £600,000 if it’s a flat) |
| Accidental breakage of fixed glass in doors, windows and greenhouses, sanitary fixtures and fittings and solar panels | |
| Accidental damage to your buildings e.g. putting your foot through a ceiling | Optional |
| Malicious damage cover | Optional |
| Theft from tenant | Optional |
| Liability as the owner of your let property | £2 million |
| Cost of alternative accommodation should your home become uninhabitable | £200,000 |
| Costs of sourcing and making good a leak in your property (Trace & Access cover) | £10,000 |
| Contents cover | |
|---|---|
| Loss or damage to your building from specific events, e.g. fire, theft, storm, flood, subsidence, escape of water, etc. | Up to £35,000 |
| Fixtures and fittings for leasehold properties (if the building is covered by the managed service agreement but not the fixtures and fittings) | Up to £35,000 |
| Accidental damage to your contents, e.g. spilling wine on a carpet | Optional |
| Malicious damage cover | Optional |
| Theft from tenant | Optional |
| Damage caused by the manufacture and harvesting of drugs | Optional |
Uinsure can also provide up to £1,000 cover for each Let Home Emergency. Cover includes:
Uinsure can also provide up to £100,000 to cover legal expenses and up to £2,500 per month to cover unpaid rent as standard. Legal Expenses cover includes:
Landlord Legal Expenses cover also includes a free 24-hour telephone helpline.
In partnership with Uinsure
Marsden Building Society acts as an introducer to Uinsure. Uinsure Limited is authorised and regulated by the Financial Conduct Authority (No 465689), Registered address: Uinsure Limited, Po Box 5524, Manchester M61 0QR
We want to provide the best service possible, so if you have any questions, get in touch. You can contact us by phone, visit us in branch or email us – we’ll be happy to help.
01282 440500 * 
