A home is made up of a promise, mutual respect and good communication, all of which the Marsden understand when we're supporting you with your mortgage. We know each of our members add something different to your Society so our mortgage teams consider each application on an individual basis.
The Stamp Duty incentive was extended until 30 June 2021. This meant you were able to complete your purchase of a property up to the value of £500,000 without paying Stamp Duty.
To smooth the transition back to normal thresholds, the nil rate band now applies to properties up to the value of £250,000 until 30 September 2021, before returning to £125,000 on 1 October 2021.
It is in your own interest to instruct your conveyancer at the earliest opportunity so that you are in the best position to meet this deadline. Please note that any cost incurred for starting the legal process early will need to be met by you if the application does not progress.
It is important to note that if your application does not complete by the date outlined above, you will be liable to pay any Stamp Duty related to your purchase.
We've got over 160 years' experience in helping people buy a home, with expert advice to help you find the mortgage that's right for you.
Our 55+ retirement mortgage range offers solutions for those approaching or in retirement looking to access a mortgage for their home.
Available to those aged 55+, our Retirement Interest Only (RIO) mortgages could be suitable for those looking to remain in their home with no plans to downsize.
Remortgaging with the Marsden is straightforward and if you’re looking for a new deal our team of mortgage advisers are on hand to help.
Providing you already have a mortgage with us and are eligible for additional borrowing, our team of mortgage advisers could help support you with any plans you may have for borrowing more with the Marsden.
UK citizen residing overseas and looking to buy a home for your family in the UK? Our Expat Residential range could be right for you.
UK citizen residing overseas and looking to own a Buy to Let property in the UK? Our Buy to Let range could be right for you.
I would recommend the Marsden to anyone, I am so impressed with the service of their staff and visiting the Lytham branch is a very pleasant experience.
Your home may be repossessed if you do not keep up repayments on your mortgage