Workplace Savings: Real stories, real savings goals

Meet Carol

Saving for a special trip

Carol opened a Workplace Savings account to help save for a cruise with her daughter and build up some spending money ahead of their trip.

"I joined Workplace Savings to help save for a cruise with my daughter. I saved £50 a month and was able to build up a pot for spending money ahead of our trip. Since then, I've withdrawn some of my savings and continue to save towards my retirement.

"Workplace Savings helped me save for something special and has given me a simple way to keep building for the future."

What Carol likes about Workplace Savings:

• Quick and easy to set up
• Savings come directly from her salary each month
• No need to remember manual transfers
• Makes regular saving simple and effortless

 Meet Zelma

Planning a dream celebration cruise

Zelma is using Workplace Savings to save towards a once-in-a-lifetime half-world cruise to celebrate her 60th birthday and her husband Stewart's 70th birthday.

"As a family, we've loved cruise holidays since 2007. In fact, our youngest daughter learned to walk on her first cruise when she was just 10 and a half months old! Because cruising is such a big part of our family life, I'm now saving towards a half-world cruise to celebrate my 60th birthday and my husband Stewart's 70th birthday in 2031. I currently save £100 a month through Workplace Savings and am looking to increase this to £200 a month to help reach my goal even sooner. 

"I feel lucky to work for an employer that cares about helping colleagues build savings for the future!"

What Zelma likes about Workplace Savings:

• Easy to open and manage
• Savings grow steadily month by month
• Money is set aside before it reaches her current account
• Less temptation to dip into savings
• Helps her stay focused on a long-term goal

Meet Michael

Ready for life's unexpected costs

Michael uses Workplace Savings to help manage unexpected expenses and prepare for larger costs throughout the year, including family celebrations and holidays.

"I mainly use Workplace Savings to prepare for unexpected expenses throughout the year. It's also especially helpful with my daughter's birthday falling so close to Christmas, as the money I've saved comes in very handy during the festive season. I've already built up a healthy amount in savings since joining the scheme in February, although some of this has already helped cover car repairs and holiday spending money.

"Knowing I have savings there when I need them gives me real peace of mind throughout the year."

What Michael likes about Workplace Savings:

• Savings are deducted directly from his salary
• Helps him save consistently each month
• No need to remember regular transfers
• Supports both planned and unexpected expenses
• Provides reassurance that money is available when needed