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Expat Buy to Let

Smiling man enjoys a conversation with his wife after applying for an Expat Buy to Let mortgage with the Marsden intermediaries.

Our Expat Buy to Let mortgages offer your UK National clients living or working overseas an opportunity to invest in a buy to let property in the UK.

Last updated 05 July 2024.

Product portfolio (PDF)

Our product portfolio contains the rates and details of the Expat Buy to Let (Expat BTL) products currently available for intermediaries.

We’re unable to accept any new applications from your clients who are residing in, or have financial links to the countries listed on our Expat Country Exclusions List (PDF).

If you have an expat client who doesn’t reside in, or have financial links to one of the countries listed, we’ll consider your application.

Key criteria

Key criteria for our Expat BTL range:

  • First-time landlords accepted
  • Minimum income of £37,500 per application
  • For rental stress test information please refer to criteria page - 'Interest Coverage Ratio' under 'Income'


View our full Expat BTL criteria.

Featured product

Our featured Expat BTL product is: FXX487


  • Fixed rate to 30/09/29
  • £299 booking fee
  • 0.40% arrangement fee

Useful downloads

Downloads to help you apply:


You can find more forms and checklists on our Downloads page.

*Please note: When downloading the Affordability Calculator, you'll need to save the file into a trusted location (for example, your personal folders, not 'downloads') to ensure maximum accessibility.

For Expat BTL there are no currency restrictions subject to the case passing our Interest Coverage Ratio (ICR). Please see our ‘Expat Buy to Let criteria’ for more information about our ICR.

The maximum we’ll accept is 3 mortgaged BTLs across any number of lenders. We don’t accept portfolio landlords.

You can find an AIP form on our ‘Downloads‘ section. Please complete the editable PDF and email it to intermediaries@themarsden.co.uk. The team will then assess it and contact you with the outcome. Please check our ‘Service standards’ page to see our current AIP turnaround times.

Expat BTL FAQs
Intermediary Faq Icon

Expat BTL FAQs

Service standards

Service standards

How to apply

How to apply

Contact us

Contact us

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