Our Retirement Interest Only (RIO) mortgages are available to applicants over the age of 55 who are looking for an interest only mortgage with no plans to downsize and who wish to remain in their home.
Last updated 08 December 2023.
Our product portfolio contains the rates and details of the RIO products currently available.
Key criteria for our RIO range:
View our full RIO criteria.
Our featured product is: DSD165
Downloads to help you apply:
You can find more forms and checklists on our Downloads page.
*Please note: When downloading the Affordability Calculator, you'll need to save the file into a trusted location (for example, your personal folders, not 'downloads') to ensure maximum accessibility.
No, there’s no minimum equity requirement on our RIO products, this is due to the capital being repaid when a life event occurs.
Each applicant is assessed independently for our RIO range to make sure they can afford the monthly interest payments on their own. Please note that we do not accept earned income on RIO cases.
Sign up to our newsletter for the latest product updates and news from the Marsden. For more information about how we protect your data, please visit our Privacy page.