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Expat Residential Mortgages

Mother spends time with her daughter after applying for an Expat Residential mortgage through Marsden Intermediaries.

Our Expat Residential mortgage range supports your UK National clients living or working overseas looking to purchase a UK home for their family to live in.

Last updated 03 April 2024.

Product portfolio (PDF)

Our product portfolio contains the rates and details of the Expat Residential products currently available for intermediaries.

We’re unable to accept any new applications from your clients who are residing in, or have financial links to the countries listed on our Expat Country Exclusions List (PDF).

If you have an expat client who doesn’t reside in, or have financial links to one of the countries listed, we’ll consider your application.

Key criteria

Key criteria for our Expat Residential range:

  • First-time buyers accepted
  • Minimum income of £37,500 per application
  • We accept 20 different foreign currencies
  • Family members residing in the property do not have to be named on the mortgage


View our full Expat Residential criteria.

Featured product

Our featured Expat Residential product is: FXE959


  • Fixed rate to 30/06/29
  • £299 booking fee
  • £699 arrangement fee

Useful downloads

Downloads to help you apply:

You can find more forms and checklists on our Downloads page.

*Please note: When downloading the Affordability Calculator, you'll need to save the file into a trusted location (for example, your personal folders, not 'downloads') to ensure maximum accessibility.

Yes, we accept interest only on our Expat Residential range subject to a maximum LTV of 60%.

When calculating foreign income, we look at the close exchange rate on the date of application with a haircut % depending on the currency. Please see our ‘Expat Residential criteria’ for more information.

You can find an AIP form on our ‘Downloads‘ section. Please complete the editable PDF and email it to intermediaries@themarsden.co.uk. The team will then assess it and contact you with the outcome. Please check our ‘Service standards’ page to see our current AIP turnaround times.

Expat Residential FAQs
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Expat Residential FAQs

Service standards
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Service standards

How to apply
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How to apply

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Contact us

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