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Lending into Retirement Mortgages

Couple approaching retirement enjoy a walk in the countryside after securing a Lending into Retirement mortgage with Marsden Building Society

Support your clients aged 55+ who are approaching retirement with our range of Lending into Retirement mortgages.

Last updated 05 July 2024.

Product portfolio (PDF)

Our product portfolio contains the rates and details of the Lending into Retirement mortgage products currently available for intermediaries.

Key criteria

Key criteria for our Lending into Retirement range:

  • Available to those aged 55+
  • Interest only, repayment or part and part up to 60% LTV with no restriction on interest only element
  • Earned income considered up to age 75
  • Minimum loan size £30,000 (unless stated otherwise)
  • Minimum property value £150,000 (unless stated otherwise)
  • Downsizing accepted as a repayment vehicle


View our full Lending into Retirement criteria.

Featured product

Our featured Lending into Retirement product is: FXW973


  • Fixed rate to 31/07/26
  • Follow-on variable rate of 7.24% to 31/07/29
  • No booking fee
  • £998 arrangement fee

Useful downloads

Downloads to help you apply:


You can find more forms and checklists on our Downloads page.

*Please note: When downloading the Affordability Calculator, you'll need to save the file into a trusted location (for example, your personal folders, not 'downloads') to ensure maximum accessibility.

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