Our Later Life mortgages work like a conventional mortgage, however, they're designed to support your clients aged 55+ who want to borrow in retirement.
Last updated 15 February 2024.
Our product portfolio contains the rates and details of the Later Life mortgage products currently available for intermediaries.
Key criteria for our Later Life range:
View our full Later Life criteria.
Our featured Later Life product is: FXR944
Downloads to help you apply:
You can find more forms and checklists on our Downloads page.
*Please note: When downloading the Affordability Calculator, you'll need to save the file into a trusted location (for example, your personal folders, not 'downloads') to ensure maximum accessibility.
Our minimum equity requirement is subject to underwriter's discretion.
For joint applications we will accept both incomes, earned or pension income, so we assess just like a conventional mortgage. Please note cases are subject to income multiples of 4.5x income and earned income is subject to a maximum age of 75 or retirement age, whichever comes sooner
Sign up to our newsletter for the latest product updates and news from the Marsden. For more information about how we protect your data, please visit our Privacy page.